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Helping your firm identify risk, build resilience, and make confident decisions.

We do risk management differently.

At STJ, we don’t just hand you a heatmap and call it a day. We take a strategic, business-led approach to risk — helping financial services firms understand their exposure, strengthen resilience, and make better-informed decisions without slowing down innovation or growth.

Our advice is proportionate, actionable, and aligned with your commercial reality. We support firms across the UK and UAE with practical frameworks, board-ready insights, and hands-on support across the full risk spectrum — from enterprise to operational, conduct to cyber.

Whether you’re building a new framework, strengthening controls, preparing for regulatory scrutiny, or embedding a risk-aware culture — we’re here to help.

Our Risk Management Consultancy Services Include:

1. Enterprise Risk Management (ERM)

  • Design and implementation of tailored ERM frameworks

  • Risk appetite statements and strategic risk alignment

  • Board and executive risk reporting templates

2. Risk Identification & Assessment

  • Risk register development and control mapping

  • Workshops and facilitated sessions for risk horizon scanning

  • Scenario analysis and stress testing

3. Operational Risk & Resilience

  • Process risk reviews and control gap analysis

  • Operational resilience frameworks and playbooks

  • Business continuity planning and disaster recovery testing

4. Conduct, Reputational & Regulatory Risk

  • Conduct risk frameworks and culture assessments

  • Reputational risk management tools and escalation protocols

  • Regulatory risk mapping and prioritisation support

5. Financial Risk Advisory

  • Liquidity, credit, and market risk support (non-regulatory capital)

  • Support with ICARA/ICAAP documentation and risk integration

  • Alignment of financial risk to strategic planning

6. Third-Party & Outsourcing Risk

  • Frameworks for supplier due diligence, onboarding, and oversight

  • Risk assessments aligned to FCA, DFSA, and PRA expectations

  • Ongoing monitoring and incident response planning

7. Risk Governance & Reporting

  • Board and Risk Committee reporting packs

  • Embedding risk into MI dashboards and governance cycles

  • Review and support for Risk Appetite Frameworks and KRIs

8. Risk Culture & Training

  • Risk awareness training across functions and seniority

  • Embedding risk into performance frameworks and decision-making

  • Coaching for Risk Officers and SMF holders

9. Risk Monitoring & Audits

  • Design and implementation of risk monitoring frameworks

  • Independent risk audits and maturity assessments

  • Risk remediation programme planning and tracking

Why Work With STJ?

✔️ Strategic advice with a commercial lens — not just regulatory box-ticking
✔️ Deep experience across UK and UAE financial services
✔️ Trusted by Boards, Risk Committees, and frontline teams alike
✔️ Flexible delivery – project-based, retained, or embedded support
✔️ Access to former Chief Risk Officers, Risk Consultants, and skilled Analysts

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Ready to take control of your risk landscape?

Get in touch today for a no-obligation conversation about how we can support your risk function.